CardValet

Developer's DescriptionBy CardValetNOTE: This application is powered by Fiserv, Inc.NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading.CardValet helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardValet app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.Alerts Ensure Safe, Secure Card UsageAlerts for PIN and signature transactions can be set up to keep you informed of your debit and credit card usage and help you quickly detect unauthorized or fraudulent activity. CardValet can send an alert when a card is used or when a card transaction has been attempted but is declined and additional customizable alert options are available. Alerts are sent in real time, immediately after a transaction has taken place.Location-Based Alerts and ControlsThe My Location control can restrict transactions to merchants located within a certain range of your location (using your phones GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.Usage Alerts and ControlsSpending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types: in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.Card On/Off SettingWhen the card is on, transactions are allowed in accordance with your usage settings. When the card is off, no purchases or withdrawals are approved until the card is subsequently turned back on. This control can be used to disable a lost or stolen card, prevent fraudulent activity in the case of a data breach, or control spending.Additional CapabilitiesCardValet also lets you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:Rea-time balance inquiriesLocating ATMsKey BenefitsAll cardholders can receive alerts to monitor transactions and protect their accountsYou can actively manage your money and take charge of your card usageParents can remotely control and monitor their childrens spendingBusinesses can ensure spending policy compliance